/library/oar/handle/123456789/82265 Sat, 27 Dec 2025 15:25:38 GMT 2025-12-27T15:25:38Z /library/oar/handle/123456789/83314 Title: The impact of forensic accounting on fraud detection Abstract: The aim of this study will be to find patterns that perpetrators use to defraud companies and the various methods of forensic accounting that are used to track such wrongdoings. It is of the aim of this study to try and find patterns of opinion about the research question, like a kind of triangulation method to give further substance to the analysis. Forensic accounting is the only accurate method to achieve profound knowledge on the true financial picture. It is an invaluable tool for any business committed to the minimise losses and increase revenues. The main strong point of protecting against fraud is for a company to be proactive rather than reactive to fraudulent activities. This could be done by proactively strengthening apparent gaps in financial procedure standards, thus reducing the chances of abuse. Handling fraud cases can be a pretty costly and lengthy process which can put a tall on a company's financials. Description: B.COM.(HONS)BANK.&FIN. Wed, 01 Jan 2020 00:00:00 GMT /library/oar/handle/123456789/83314 2020-01-01T00:00:00Z /library/oar/handle/123456789/83308 Title: How Revolut is changing the Maltese banking system Abstract: Since Revolut became available in Malta in 2018 this financial institution has experienced a large influx of people turning to it for their banking needs. Revolut was welcomed in Malta and was endorsed by the Prime Minister at the time with the founder of Revolut hailing it to be the revolutionary banking alternative that would provide a technology first substitute for the Maltese people. Although it is a relatively new company, the number of people in Malta that signed up for Revolut stood at 120,00 at September 2019 which is a significant segment of the population, indicating that there could be a large change in the financial sector in Malta afoot. The aim of this dissertation is to examine how Revolut is in fact changing the Maltese financial system as well as analysing whether local traditional banks can take the necessary technological steps to be able to continue serving consumers. Furthermore, it aims to provide recommendations for local banks as to what drives respondents to use Revolut over their financial applications in order to be able to implement changes to improve competitiveness. To carry out this research, data was collected in two forms; one was through surveys and the other through interviews with bank representatives. The surveys focused on determining who uses Revolut and what are the motivations behind it, whereas the interviews focused on obtaining the perspectives of local banks on the changing financial landscape. The key findings of this study were that the majority of respondents make use of Revolut, with the main influencing factors behind why people prefer Revolut being ease of use, convenience and cost. However, it also resulted that where Revolut lacked, local banks thrive such as issues of security, local presence and availability of credit facilities. It is therefore recommended that local banks should address these factors to be able to improve competitiveness in the market. This could be done by including other factors into their banking applications that would either save money for consumers or create an easier and faster method of conducting transactions. Description: B.COM.(HONS)BANK.&FIN. Wed, 01 Jan 2020 00:00:00 GMT /library/oar/handle/123456789/83308 2020-01-01T00:00:00Z /library/oar/handle/123456789/83281 Title: A comparative analysis of financial innovation : between Germany and China following the 2007/9 financial crises Abstract: Within the last two decades, China and Germany`s economy has emerged as a major player in the world economy. China and Germany`s high GDP growth has changed the distribution of economic activities across the world. China and Germany has become a major hub of intra-industry trade. From this point of view, China and Germany may become the engine of the world economy. It is more important than ever to know how China and Germany responds to the global economy, especially the global F.C. and ongoing concerns regarding US recession. This paper provides a brief review of China and Germany`s economic position in the world economy, discusses the spill over effects of the global F.C. on China and Germany`s financial markets and the real economy, presents and critiques alternative ways of estimating these effects, and analyses the reasons for the limited impact of the global crisis on China and Germany. One interesting result is that while China and Germany was not one of the countries hardest hit by the crisis, neither was it as insulated as many have assumed. While its high growth rate during the crisis was the envy of most other countries, China and Germany's growth was substantially lowered by the crisis, suggesting that the decoupling of China and Germany's growth from the advanced countries may not be as great as many popular analyses have suggested. The paper also provides a discussion of the major challenges facing China and Germany for a sustainable growth. This paper provides a brief review of the Financial innovations (F.I.) adopted by China and Germany in response to the F.C. of 2008-2009. It presents and critiques alternative ways of estimating these effects. Contrary to much popular discussion, China and Germany was hit fairly hard by the global recession generated by the last financial crisis (F.C.). It suffered a huge drop in exports, and these effects on the economy were only partially offset by China and Germany's huge stimulus program. While growth remained well above international averages, its drop was of the same order of magnitude as for the U.S. The paper closes with a brief discussion of some of the major challenges facing China and Germany to rebalance its economy in order to sustain high growth. Description: B.COM.(HONS)BANK.&FIN. Wed, 01 Jan 2020 00:00:00 GMT /library/oar/handle/123456789/83281 2020-01-01T00:00:00Z /library/oar/handle/123456789/83274 Title: Can the market be beaten using simple trading strategies? Abstract: The use of technical analysis as a tool used by traders to beat the market has become increasingly popular. This paper looks to test the efficacy of some very basic trading strategies based on specific technical indicators at beating the market. The method used was simple and consisted of various buy and sell signals. All trades were recorded, and the returns generated, including dividends, were compared to two benchmarks - the S&P 500 index and a customised buy and hold strategy. Gathered results show that although all strategies used were able to generate positive returns, only the strategy based on the Golden Cross technical indicator was able to beat the returns of the benchmark. However, it was also noted that some tweaks to the other strategies could very possibly lead to increased returns. Special notice was also made to the substantial returns generated by the second benchmark used which was based on a buy and hold investing strategy incorporating key fundamental ratios. These findings led to the conclusion that although it is possible to beat the market through the use of technical analysis, it is still much more rewarding to carefully pick certain stocks based on fundamental factors and stick to them. Description: B.COM.(HONS)BANK.&FIN. Wed, 01 Jan 2020 00:00:00 GMT /library/oar/handle/123456789/83274 2020-01-01T00:00:00Z